Specialized Construction & Contractor Insurance Solutions
“Putting your insurance needs and business protection above all else is our number one priority.”
Why Choose Contractors Insurance Agency?
Certified CRIS® Experience
Every agent on our team is a certified Construction Risk and Insurance Specialist (CRIS®). We partner with top-rated insurance carriers offering specialized, contractor-focused programs tailored to your trade.
Dedicated Point of Contact & Fast Response
You are paired directly with a dedicated Commercial Risk Manager. Enjoy a single point of contact for fast answers, quick certificate of insurance (COI) issuance, and reliable support when you need it most.
Proactive Service & Scalable Coverage
As your contracting business expands, your risk changes. We conduct regular coverage reviews to adapt your policy limits, ensuring seamless protection without policy gaps or hidden costs.
Maximum Savings Without Sacrificing Protection
Because we are an independent agency, we shop multiple leading carriers with tailored contractor insurance programs to secure competitive rates without compromising essential coverage.
Serving Michigan, Indiana, Illinois, Wisconsin, Iowa, & Minnesota.
How Contractors Insurance Agency Delivers Superior Contractor Coverage
Certified Construction Risk Specialists (CRIS®)
Partner with a veteran team of highly qualified insurance agents holding specialized Construction Risk Insurance Specialist (CRIS®) designations. We understand the unique liability, safety, and regulatory demands facing modern trade contractors.
Proven Client Results & Long-Term Trust
Our commitment to putting client needs first has earned us decades-long partnerships—including clients who have stayed with us for over 19 years and contractors who have saved more than $36,000 on commercial policies.
Industry Specialization Across the Midwest
Contractors Insurance Agency specializes exclusively in commercial risk and policy management for construction professionals across Michigan, Illinois, Indiana, Wisconsin, Iowa, and Minnesota. We provide specialized coverage tailored for:
- General Contractors & Construction Companies
- Carpenters, Masons, & Excavators
- Electricians, HVAC Technicians, & Plumbers
- Workers’ Compensation Advisory Program: Specialized risk control strategies to lower mod factors and reduce Workers’ Comp costs.
Custom Insurance Plans via RiskMAP™ Analysis
Through our proprietary RiskMAP™ Analysis, your dedicated Commercial Risk Manager evaluates your complete business operations—identifying hidden exposure risks, policy gaps, and cost-saving opportunities. We build custom insurance programs designed to deliver maximum protection at competitive premium rates.