There are some businesses that are dangerous, including working with trees. From removing overgrown branches to clearing a forest, it’s important to use caution and invest in the right insurance.
While there’s no specific policy for tree service contractors, there are several types of coverage that can help protect you and your business. Start by evaluating your business risks, and check out these policies so that you can build the right insurance package for your tree servicing business.
General Liability.
Working with trees is dangerous. If a tree should fall and cause either bodily injury or property damage, you could be liable. General liability coverage gives you the resources that you need to protect yourself from liability lawsuits.
Workers’ Compensation.
Due to the dangerous nature of tree service contracting, it’s important that you take the necessary measures to keep your employees as safe as possible. Implementing the right policy can help to minimize risk. However, workers’ compensation insurance is a must for an arborist company.
Commercial Property.
Working with trees, you need special equipment. If anything should happen to this equipment, it’s expensive to replace. Help keep your equipment as secure as possible with the right commercial proper insurance. That way you have the resources that you need to replace lost or damaged equipment.
Commercial Auto.
As an arborist, chances are you drive to various locations, and you require the right vehicle to remove and trees and their debris. When driving for work, you must invest in a commercial auto insurance policy. Unlike a personal auto insurance policy, this type of coverage gives you the liability protection necessary to protect a business.
When investing in the right insurance, consult with one of our dedicated agents. We can help you tailor your coverage to your specific tree service business needs. Contact us at Contractors Insurance Agency for the commercial insurance.