Lawn Care & Landscaping
Lawn Care & Landscaping
As the owner of a lawn care or landscaping business, you take pride in creating and maintaining beautiful outdoor spaces for your clients. From mowing and planting to designing gorgeous landscapes and installing hardscapes, your work brings value and enjoyment to every property you touch. But with physical labor, equipment use, and frequent travel between job sites, your business faces a number of potential risks. The right insurance coverage helps protect your company from unexpected setbacks so you can stay focused on growth.
Protecting your business from legal and financial disaster means covering each of your lines of business risk with adequate insurance.
General Liability
Covers liability risks your business faces, such as property damage, bodily injury, or accidents that happen on the job.
Commercial Auto
Covers vehicles your business uses for transporting equipment, materials, and crew members between sites.
Inland Marine
Protects tools, mowers, trimmers, and other equipment while in transit or on a job site.
Property Insurance
Covers your office, storage facility, or equipment sheds in the event of fire, theft, or other covered losses.
Workers’ Compensation
Provides benefits to employees who may be injured on the job, helping you meet state requirements and care for your team.
Completed Operations
Protects your business from claims that may arise after work has been completed, such as damage from a retaining wall or irrigation system failure.
Leaving your business uninsured leaves it vulnerable to costly financial risk. Grow confidently with protection that’s tailored to your needs.
Contact us today for a free quote to keep your lawn care or landscaping business fully covered and thriving.
Frequently Asked Questions (FAQ)
Do I really need insurance as a landscaping contractor?
Yes. Most commercial clients require proof of liability insurance, and many states require workers’ comp. Insurance protects you from lawsuits, injuries, equipment losses, and expensive accidents.
How fast can I get coverage?
Many contractors are approved the same day—often within hours.
Does general liability cover equipment?
No. For tools, mowers, and equipment, you need Inland Marine coverage.
Can you handle COIs (Certificates of Insurance)?
Absolutely. We provide fast COI turnaround—often within minutes.
Do you insure tree trimming or hardscape contractors?
Yes. We cover landscaping, lawn care, irrigation, hardscaping, and light tree work (depending on state and carrier).
Can I bundle multiple policies?
Yes. Bundling often saves money and simplifies your policy management.
“Thank you for saving me $16,013 on my business insurance and you made the transition much easier than expected. You did everything, we basically did nothing. Your service has been exceptional. Thank you!”