by Contractors Insurance Agency | May 15, 2025 | Business Tactics, Commercial Insurance
General Liability Insurance (GLI) is foundational coverage designed to protect contractors from a wide range of common risks encountered on the job. It typically covers third-party claims involving bodily injury, property damage, and personal or advertising injury....
by Contractors Insurance Agency | Apr 17, 2025 | Commercial Insurance, Workers Comp
Repetitive Stress Injuries (RSIs) are common among contractors due to the nature of the work: repetitive motions, heavy lifting, and sustained awkward positions. These injuries occur over time as muscles, tendons, and nerves become damaged from repeated stress rather...
by Contractors Insurance Agency | Mar 20, 2025 | Commercial Insurance
Employment Practices Liability Insurance (EPLI) is a specialized policy that protects businesses from claims made by employees, former employees, or job applicants alleging violations of their legal rights. These claims can include: Discrimination (e.g., based on...
by Contractors Insurance Agency | Feb 20, 2025 | Commercial Insurance
Promptly reporting claims is important. It helps ensure you meet policy deadlines, enhances evidence preservation, and gets your claim process started swiftly. Document Thoroughly: Every Detail Counts Photograph everything: Take wide shots, close-ups, and shots from...
by Contractors Insurance Agency | Jan 16, 2025 | Workers Comp
Workers Compensation Insurance is important when you have employees. You want to be sure you are fully covered though, in the right way, because otherwise, it can cost you a lot of money in the long run if you are not. Classify Employees Accurately Misclassification...