by Contractors Insurance Agency | Nov 21, 2024 | Commercial Insurance
Your tools, machinery, and vehicles aren’t just assets—they’re what you rely on daily to deliver quality work and earn income. Heavy equipment (like backhoes or excavators) can cost tens or even hundreds of thousands, while hand and power tools add up quickly. Losing...
by Contractors Insurance Agency | Sep 19, 2024 | Commercial Insurance
Products-completed operations insurance protection is built into General Liability (CGL) or BOP policies. The Product Liability covers injury or property damage caused by physical products you manufacture, install, or sell—even after they leave your care. The...
by Contractors Insurance Agency | Jul 18, 2024 | Commercial Insurance
Crime insurance, also known as commercial crime or fidelity insurance, covers financial losses caused by criminal activities such as employee dishonesty, forgery, computer fraud, theft, and social engineering scams. Unlike general liability insurance, it’s...
by Contractors Insurance Agency | May 16, 2024 | Commercial Insurance
According to the Insurance Information Institute, most businesses should have: Property Insurance – Covers buildings, tools, inventory, and essential equipment against fire, theft, or damage. It can even include debris removal or equipment breakdown expenses. General...
by Contractors Insurance Agency | Mar 21, 2024 | Commercial Insurance
If you own business vehicles—whether pickup trucks, vans, trailers, or equipment haulers—commercial auto insurance isn’t optional. It’s required by law in nearly every state and covers: Liability for bodily injury and property damage in accidents Medical payments to...