by Contractors Insurance Agency | Apr 17, 2025 | Commercial Insurance, Workers Comp
Repetitive Stress Injuries (RSIs) are common among contractors due to the nature of the work: repetitive motions, heavy lifting, and sustained awkward positions. These injuries occur over time as muscles, tendons, and nerves become damaged from repeated stress rather...
by Contractors Insurance Agency | Mar 20, 2025 | Commercial Insurance
Employment Practices Liability Insurance (EPLI) is a specialized policy that protects businesses from claims made by employees, former employees, or job applicants alleging violations of their legal rights. These claims can include: Discrimination (e.g., based on...
by Contractors Insurance Agency | Jan 16, 2025 | Workers Comp
Workers Compensation Insurance is important when you have employees. You want to be sure you are fully covered though, in the right way, because otherwise, it can cost you a lot of money in the long run if you are not. Classify Employees Accurately Misclassification...
by Contractors Insurance Agency | Nov 21, 2024 | Commercial Insurance
Your tools, machinery, and vehicles aren’t just assets—they’re what you rely on daily to deliver quality work and earn income. Heavy equipment (like backhoes or excavators) can cost tens or even hundreds of thousands, while hand and power tools add up quickly. Losing...
by Contractors Insurance Agency | Sep 19, 2024 | Commercial Insurance
Products-completed operations insurance protection is built into General Liability (CGL) or BOP policies. The Product Liability covers injury or property damage caused by physical products you manufacture, install, or sell—even after they leave your care. The...